@import url('https://fonts.googleapis.com/css2?family=Unbounded:wght@500;700;800&family=Golos+Text:wght@400;500;600;700&display=swap');

:root{
  --bg:#F2F5F0;
  --surface:#FFFFFF;
  --surface-2:#E9EFE7;
  --text:#152420;
  --text-muted:#5C6E64;
  --border:#DAE3D8;
  --accent:#0E6E55;
  --accent-ink:#FFFFFF;
  --accent-soft:#DFF0E8;
  --warn:#B5540B;
  --warn-soft:#FBEAD8;
  --danger:#B0362B;
  --danger-soft:#F8E1DE;
  --shadow: 0 1px 2px rgba(21,36,32,.06), 0 8px 24px -12px rgba(21,36,32,.18);
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --bg:#0E1512;
    --surface:#151F1A;
    --surface-2:#1C2820;
    --text:#E8F0EA;
    --text-muted:#93A89B;
    --border:#28362E;
    --accent:#3FD9AC;
    --accent-ink:#08160F;
    --accent-soft:#173226;
    --warn:#F0A868;
    --warn-soft:#33240F;
    --danger:#E58279;
    --danger-soft:#3A211D;
    --shadow: 0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.5);
  }
}
:root[data-theme="dark"]{
  --bg:#0E1512;
  --surface:#151F1A;
  --surface-2:#1C2820;
  --text:#E8F0EA;
  --text-muted:#93A89B;
  --border:#28362E;
  --accent:#3FD9AC;
  --accent-ink:#08160F;
  --accent-soft:#173226;
  --warn:#F0A868;
  --warn-soft:#33240F;
  --danger:#E58279;
  --danger-soft:#3A211D;
  --shadow: 0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.5);
}

*{box-sizing:border-box;}
html{color-scheme:light dark;}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:'Golos Text', 'Segoe UI', sans-serif;
  font-variant-numeric: tabular-nums;
  padding-inline: max(16px, calc((100% - 1180px)/2));
  padding-block: 24px 64px;
}
h1,h2,h3{
  font-family:'Unbounded','Golos Text',sans-serif;
  text-wrap:balance;
  margin:0;
  letter-spacing:-0.01em;
}
a{color:var(--accent);}
.muted{color:var(--text-muted);}
.eyebrow{
  font-size:12.5px;
  text-transform:uppercase;
  letter-spacing:.09em;
  color:var(--text-muted);
  font-weight:600;
}

/* ---------- header ---------- */
header.top{
  display:flex;
  flex-wrap:wrap;
  gap:16px 28px;
  align-items:flex-end;
  justify-content:space-between;
  padding-bottom:20px;
  border-bottom:1px solid var(--border);
  margin-bottom:22px;
}
.brand{display:flex; align-items:center; gap:12px;}
.brand-mark{
  width:42px;height:42px;border-radius:12px;
  background:var(--accent); color:var(--accent-ink);
  display:flex;align-items:center;justify-content:center;
  font-family:'Unbounded';font-weight:800;font-size:17px;
  flex:none;
}
.brand h1{font-size:22px;}
.brand .tag{font-size:13px;color:var(--text-muted);margin-top:2px;}

.rates{display:flex;flex-wrap:wrap;gap:10px;}
.rate-pill{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:999px;
  padding:7px 14px 7px 12px;
  display:flex;align-items:center;gap:8px;
  font-size:13px;
  box-shadow:var(--shadow);
}
.rate-pill .dot{width:7px;height:7px;border-radius:50%;background:var(--accent);flex:none;}
.rate-pill b{font-family:'Unbounded';font-size:14px;font-weight:700;}
.rate-note{width:100%;font-size:11.5px;color:var(--text-muted);text-align:right;margin-top:2px;}

/* ---------- рыночная сводка ---------- */
.market-update{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:16px;
  padding:18px 22px;
  box-shadow:var(--shadow);
  margin-bottom:18px;
}
.mu-head{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:8px;margin-bottom:12px;}
.mu-asof{font-size:12px;color:var(--text-muted);}
.mu-item{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-top:1px solid var(--border);}
.mu-item:first-of-type{border-top:none;padding-top:0;}
.mu-arrow{flex:none;width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;margin-top:1px;}
.mu-arrow.down{background:var(--accent-soft);color:var(--accent);}
.mu-arrow.up{background:var(--danger-soft);color:var(--danger);}
.mu-body{flex:1;min-width:0;}
.mu-title{font-weight:600;font-size:13.5px;margin-bottom:3px;}
.mu-desc{font-size:12.5px;color:var(--text-muted);line-height:1.45;margin-bottom:6px;}
.mu-cta{font-size:12.5px;font-weight:600;color:var(--accent);background:none;border:none;padding:0;cursor:pointer;font-family:'Golos Text';}
.mu-cta:hover{text-decoration:underline;}
.mu-next{margin-top:12px;padding-top:12px;border-top:1px dashed var(--border);font-size:12.5px;color:var(--text-muted);display:flex;justify-content:space-between;flex-wrap:wrap;gap:6px;}
.mu-next b{color:var(--text);font-weight:600;}
.mu-mock-note{margin-top:10px;font-size:11px;color:var(--text-muted);font-style:italic;}

/* ---------- tabs ---------- */
nav.tabs{
  display:flex;gap:6px;flex-wrap:wrap;
  margin-bottom:14px;
}
nav.tabs button{
  font-family:'Golos Text';font-weight:600;font-size:14px;
  padding:10px 16px;border-radius:10px;border:1px solid transparent;
  background:transparent;color:var(--text-muted);cursor:pointer;
}
nav.tabs button:hover{background:var(--surface-2);}
nav.tabs button[aria-selected="true"]{
  background:var(--surface);color:var(--text);
  border-color:var(--border); box-shadow:var(--shadow);
}
nav.tabs.cat-tabs{margin-bottom:10px;}
nav.tabs.cat-tabs button{font-size:14.5px;}
nav.tabs.cat-tabs button[aria-selected="true"]{background:var(--accent-soft);color:var(--accent);border-color:transparent;}
nav.tabs.sub-tabs{margin-bottom:20px;padding-bottom:14px;border-bottom:1px solid var(--border);}
nav.tabs.sub-tabs button{font-size:13px;padding:8px 14px;}
nav.tabs button:focus-visible, button:focus-visible, select:focus-visible, input:focus-visible{
  outline:2px solid var(--accent); outline-offset:2px;
}

.panel{display:none;}
.panel.active{display:block;}

/* ---------- layout blocks ---------- */
.grid2{
  display:grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1.15fr);
  gap:18px;
  align-items:start;
}
@media (max-width:760px){ .grid2{grid-template-columns:1fr;} }

.card{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:16px;
  padding:22px;
  box-shadow:var(--shadow);
}
.card h2{font-size:17px;margin-bottom:4px;}
.card .sub{font-size:13px;color:var(--text-muted);margin-bottom:16px;}

.field{margin-bottom:14px;}
.field label{
  display:flex;justify-content:space-between;align-items:baseline;
  font-size:13px;font-weight:600;margin-bottom:6px;
}
.field label span.val{font-family:'Unbounded';font-weight:700;color:var(--accent);font-size:13px;}
.field input[type=range]{
  width:100%; accent-color:var(--accent); height:20px; cursor:pointer;
}
.field input[type=number], .field input[type=text], .field input[type=tel], .field select{
  width:100%;
  padding:9px 10px;
  border-radius:9px;
  border:1px solid var(--border);
  background:var(--surface-2);
  color:var(--text);
  font-family:'Golos Text';
  font-size:14px;
  font-variant-numeric: tabular-nums;
}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
.row3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;}
@media (max-width:560px){ .row3{grid-template-columns:1fr;} }
.checkline{display:flex;align-items:center;gap:8px;font-size:13px;margin-top:2px;}
.field-hint{font-size:11.5px;color:var(--text-muted);line-height:1.4;margin-top:5px;}
.checkline input{accent-color:var(--accent);width:16px;height:16px;}

.stat-row{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:16px;}
.stat{
  flex:1 1 140px;
  background:var(--surface-2);
  border-radius:12px;
  padding:14px 16px;
}
.stat .k{font-size:12px;color:var(--text-muted);margin-bottom:4px;}
.stat .v{font-family:'Unbounded';font-size:19px;font-weight:700;}
.stat.win{background:var(--accent-soft);}
.stat.win .v{color:var(--accent);}
.stat.bad{background:var(--danger-soft);}
.stat.bad .v{color:var(--danger);}

table.sched{width:100%;border-collapse:collapse;font-size:13px;}
table.sched th{
  text-align:right;font-size:11.5px;color:var(--text-muted);font-weight:600;
  padding:6px 8px;border-bottom:1px solid var(--border);
}
table.sched th:first-child, table.sched td:first-child{text-align:left;}
table.sched td{padding:6px 8px;text-align:right;border-bottom:1px solid var(--border);}

.badge{
  display:inline-flex;align-items:center;gap:6px;
  font-size:12px;font-weight:600;padding:3px 10px;border-radius:999px;
  background:var(--accent-soft);color:var(--accent);
}
.badge.warn{background:var(--warn-soft);color:var(--warn);}
.badge.bad{background:var(--danger-soft);color:var(--danger);}

.legend{display:flex;gap:16px;flex-wrap:wrap;font-size:12.5px;margin-top:8px;}
.legend span{display:inline-flex;align-items:center;gap:6px;}
.legend i{width:12px;height:12px;border-radius:3px;display:inline-block;}

.disclaimer{
  margin-top:26px;
  border-top:1px solid var(--border);
  padding-top:16px;
  font-size:12.5px;
  color:var(--text-muted);
  line-height:1.55;
}
.note{
  margin-top:14px;
  font-size:12.5px;
  color:var(--text-muted);
  line-height:1.55;
  background:var(--surface-2);
  border-radius:10px;
  padding:12px 14px;
}

/* loan rows */
.loan-item{
  border:1px solid var(--border);
  border-radius:12px;
  padding:12px 14px;
  margin-bottom:10px;
  display:flex;
  flex-direction:column;
  gap:10px;
}
.loan-row-top{display:flex; gap:10px; align-items:flex-end;}
.loan-row-top .loan-name-cell{flex:1; min-width:0;}
.loan-row-nums{display:grid; grid-template-columns:1.1fr .9fr 1fr; gap:10px;}
@media (max-width:520px){ .loan-row-nums{grid-template-columns:1fr 1fr;} }
.loan-item .mini-label{font-size:10.5px;color:var(--text-muted);display:block;margin-bottom:3px;text-transform:uppercase;letter-spacing:.04em;}
.loan-item input{width:100%;padding:7px 8px;border-radius:8px;border:1px solid var(--border);background:var(--surface-2);color:var(--text);font-size:13px;font-variant-numeric:tabular-nums;}
.loan-item.stuck{border-color:var(--danger);}
.icon-btn{
  border:1px solid var(--border);background:var(--surface-2);color:var(--danger);
  border-radius:8px;width:34px;height:34px;cursor:pointer;font-size:15px;flex:none;
}
.btn{
  font-family:'Golos Text';font-weight:600;font-size:13.5px;
  padding:10px 16px;border-radius:10px;border:1px solid var(--border);
  background:var(--surface-2);color:var(--text);cursor:pointer;
}
.btn.primary{background:var(--accent);color:var(--accent-ink);border-color:var(--accent);}

.link-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:14px;}
@media (max-width:560px){ .link-grid{grid-template-columns:1fr;} }
.link-card{
  display:flex;justify-content:space-between;align-items:center;
  border:1px solid var(--border);border-radius:12px;padding:14px 16px;
  text-decoration:none;color:var(--text);background:var(--surface-2);
}
.link-card:hover{border-color:var(--accent);}
.link-card .name{font-weight:700;font-family:'Unbounded';font-size:13.5px;}
.link-card .desc{font-size:12px;color:var(--text-muted);margin-top:2px;}
.link-card .arrow{color:var(--accent);font-size:18px;}
.ad-badge{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.03em;color:var(--text-muted);background:var(--surface);border:1px solid var(--border);border-radius:4px;padding:1px 6px;margin-left:4px;white-space:nowrap;}

.nb-item{
  display:grid;grid-template-columns:1.6fr 1fr 1fr auto;gap:14px;align-items:center;
  border:1px solid var(--border);border-radius:12px;padding:14px 16px;background:var(--surface-2);
  margin-bottom:10px;
}
@media (max-width:700px){ .nb-item{grid-template-columns:1fr 1fr;} .nb-item .nb-cta{grid-column:1/-1;} }
.nb-item .nb-name{font-weight:700;font-family:'Unbounded';font-size:13.5px;}
.nb-item .nb-dev{font-size:12px;color:var(--text-muted);margin-top:2px;}
.nb-item .k{font-size:11.5px;color:var(--text-muted);margin-bottom:2px;}
.nb-item .v{font-size:13.5px;font-weight:600;}

.instr-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:6px;}
@media (max-width:760px){ .instr-grid{grid-template-columns:repeat(2,1fr);} }
.instr-card{border:1px solid var(--border);border-radius:12px;padding:14px;background:var(--surface-2);}
.instr-card .name{font-weight:700;font-size:13.5px;margin-bottom:6px;}
.instr-card .rate{font-family:'Unbounded';font-size:20px;font-weight:700;color:var(--accent);}
.instr-card input[type=number]{margin-top:8px;}

/* gauge (ПДН) */
.gauge-wrap{margin:14px 0 6px;}
.gauge{position:relative;height:14px;border-radius:7px;overflow:visible;display:flex;}
.gauge i{display:block;height:100%;}
.gauge i:first-child{border-radius:7px 0 0 7px;}
.gauge i:last-child{border-radius:0 7px 7px 0;}
.gauge .marker{
  position:absolute;top:-5px;width:4px;height:24px;background:var(--text);
  border-radius:2px;transform:translateX(-50%);transition:left .15s ease;
}
.gauge-labels{display:flex;justify-content:space-between;font-size:11px;color:var(--text-muted);margin-top:6px;}

.theme-toggle{
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:999px;
  padding:7px 14px;
  display:flex;align-items:center;gap:7px;
  font-size:13px;
  font-family:'Golos Text';
  color:var(--text);
  cursor:pointer;
  box-shadow:var(--shadow);
}
.theme-toggle:hover{border-color:var(--accent);}

svg text{font-family:'Golos Text',sans-serif; fill:var(--text-muted);}
/* ---------- глоссарий терминов ---------- */
.term-card{border:1px solid var(--border);border-radius:12px;padding:16px 18px;margin-bottom:12px;background:var(--surface-2);}
.term-card h3{font-family:'Unbounded';font-size:15px;margin:0 0 6px;}
.term-short{font-size:13.5px;line-height:1.5;}
.term-long{font-size:13px;line-height:1.65;color:var(--text-muted);margin-top:10px;padding-top:10px;border-top:1px dashed var(--border);}
.term-actions{display:flex;gap:16px;align-items:center;margin-top:10px;flex-wrap:wrap;}
.term-toggle{font-size:12.5px;font-weight:600;color:var(--accent);background:none;border:none;padding:0;cursor:pointer;font-family:'Golos Text';}
.term-toggle:hover{text-decoration:underline;}
.term-link{font-size:12.5px;font-weight:600;color:var(--accent);text-decoration:none;cursor:pointer;}
.term-link:hover{text-decoration:underline;}
.term-card.highlight{outline:2px solid var(--accent);outline-offset:2px;}
.chip-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:16px;}
.chip{font-size:12.5px;font-weight:600;padding:6px 12px;border-radius:999px;border:1px solid var(--border);background:var(--surface);color:var(--text-muted);cursor:pointer;font-family:'Golos Text';}
.chip[aria-pressed="true"]{background:var(--accent-soft);color:var(--accent);border-color:transparent;}
.term-jump{color:var(--accent);font-weight:600;cursor:pointer;text-decoration:none;}
.term-jump:hover{text-decoration:underline;}
.stat.warn{background:var(--warn-soft);}
.stat.warn .v{color:var(--warn);}
.only-print{display:none;}
@media print{
  body *{ visibility:hidden; }
  #ch-print-area, #ch-print-area *{ visibility:visible; }
  #ch-print-area{ position:absolute; left:0; top:0; width:100%; padding:24px; }
  .no-print{ display:none !important; }
  .only-print{ display:block !important; }
}

/* ---------- подвал сайта ---------- */
.site-footer{
  margin-top:32px;
  padding-top:16px;
  border-top:1px solid var(--border);
  display:flex;
  justify-content:center;
}

/* ---------- embed-режим для встраивания у партнёров ---------- */
body.embed-mode{padding-block:14px 20px;}
body.embed-mode header.top,
body.embed-mode #market-update,
body.embed-mode .cat-tabs,
body.embed-mode .sub-tabs,
body.embed-mode .site-footer{display:none!important;}
.embed-badge{display:none;}
body.embed-mode .embed-badge{display:flex;justify-content:flex-end;margin-top:18px;}
.embed-badge a{font-size:11.5px;color:var(--text-muted);text-decoration:none;border-top:1px solid var(--border);padding-top:8px;}
.embed-badge a:hover{color:var(--accent);}

/* ---------- страница для партнёров (B2B) ---------- */
.header-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:6px;}
.partners-link{
  background:none;border:none;padding:0;
  font-size:12.5px;font-weight:600;color:var(--text-muted);
  cursor:pointer;font-family:'Golos Text';text-decoration:underline;
  text-underline-offset:2px;
}
.partners-link:hover{color:var(--accent);}
#account-count-badge{font-weight:700;}

/* ---------- личный кабинет (демо, localStorage) ---------- */
.scenario-card{
  border:1px solid var(--border);border-radius:12px;padding:16px 18px;
  margin-bottom:12px;background:var(--surface);box-shadow:var(--shadow);
}
.scenario-card .head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap;}
.scenario-card .title{font-weight:700;font-family:'Unbounded';font-size:14px;}
.scenario-card .date{font-size:11.5px;color:var(--text-muted);margin-top:2px;}
.scenario-card .summary{font-size:13px;line-height:1.5;margin-top:10px;}
.scenario-card .actions{display:flex;gap:10px;margin-top:12px;flex-wrap:wrap;}
.partners-page{
  position:fixed;inset:0;z-index:50;background:var(--bg);overflow:auto;
  padding: 24px max(16px, calc((100% - 900px)/2)) 64px;
}
.partners-page[hidden]{display:none;}
.partners-close{
  background:none;border:none;padding:0;margin-bottom:18px;
  font-size:13px;font-weight:600;color:var(--accent);cursor:pointer;font-family:'Golos Text';
}
.partners-close:hover{text-decoration:underline;}
.embed-code{
  background:var(--surface-2);border:1px solid var(--border);border-radius:10px;
  padding:14px 16px;font-size:12px;line-height:1.55;overflow-x:auto;
  white-space:pre-wrap;word-break:break-all;font-family:ui-monospace,Consolas,monospace;
}
.partners-page code{
  background:var(--surface-2);border-radius:4px;padding:1px 5px;
  font-size:12px;font-family:ui-monospace,Consolas,monospace;
}